EXPIRED ON DECEMBER 31, 2022 This certification has expired and is no longer valid. The certificant had previously met CFP certification requirements and was previously in good standing to use the registered certification marks, CERTIFIED FINANCIAL PLANNER, CFP and logo, but has not renewed and is no longer in good standing.

CFP Certification - Global Excellence in Financial Planning

Nikhil Bhuwania

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having satisfied the education, examination, experience and ethics requirements for certification and having agreed to abide by the Code of Ethics and Professional Responsibility and Financial Planning Practice Standards is hereby authorized to use the CFPCM, CERTIFIED FINANCIAL PLANNERCM and the symbol in India, with all rights and privileges pertaining thereto and subject to periodic renewal requirements as established and amended from time to time.

Issued on

October 18, 2021

Expired on

December 31, 2022

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FINANCIAL PLANNING ASSISTANT
FINANCIAL PLANNING ASSOCIATE
VICE PRESIDENT EXECUTIVE FINANCIAL PLANNING AND STOCK PLAN SERVICES

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